Significant: one contributor carries the recent work.
1 of 6 assessable dimensions carries significant findings, 2 are adequate and 1 is strong. 9 findings, each with its evidence: the commit, path and lines it rests on, or, when something is missing, what was looked for. One dimension cannot be assessed without an acquirer. Last commit 3 November 2026.
- 03.1 Significant: Bus factor 1: recent work is concentrated in one contributor
- 1 finding from checks Borehole's calibration found wrong more often than right is no longer published.
| Dimension | Rating | ||
|---|---|---|---|
| 01 | Architecture & Codebase — including AI provenance | strong | |
| 02 | Engineering Process & SDLC Maturity | adequate | |
| 03 | Organization & Key-Person Risk | significant findings | |
| 04 | Product & Engineering Maturity | not assessable | |
| 05 | Security & Reliability Posture | adequate | |
| 06 | Observability & Operations | not assessable | |
| 07 | Fit with the Acquirer | not assessable |
- 5% of non-merge commits carry any trailer at all
- low trailer coverage: the convention may not be in consistent use
- no widespread author/committer date divergence
Architecture & Codebase — including AI provenance
01 · strong · ratings ↑Monica for Android/mdbx-engine/src/main/java/uniffi/mdbx_ffi/mdbx_ffi.kt is 19,134 lines, 191× this codebase's median file
adequateThe median source file here is 100 lines. 82 files exceed 1,000 lines, the largest being 19,134. Size is not a defect on its own — some problems genuinely live in one place — but these are where merge conflicts, review fatigue and single-owner knowledge concentrate, and they are the first thing that slows an inheriting engineer down. Measured against its own codebase's median, it is larger than 90% of 382 surveyed projects' largest files.
A note that does not affect this rating: notes like it are common in well-run projects.
| line-count | Monica for Android/mdbx-engine/src/main/java/uniffi/mdbx_ffi/mdbx_ffi.kt:1 — 19,134 lines (191× median) |
| line-count | Monica for Android/app/src/main/java/takagi/ru/monica/utils/KeePassKdbxService.kt:1 — 10,086 lines (100× median) |
| line-count | Monica for Android/app/src/main/java/takagi/ru/monica/repository/MdbxVaultStore.kt:1 — 6,838 lines (68× median) |
| line-count | Monica for Android/app/src/main/java/takagi/ru/monica/ui/screens/AddEditPasswordScreen.kt:1 — 6,488 lines (64× median) |
| line-count | Monica for Android/app/src/main/java/takagi/ru/monica/utils/WebDavHelper.kt:1 — 6,447 lines (64× median) |
Respond to this finding
Your response is published beside the finding, not instead of it. A finding you can argue with is the point — and a wrong one is calibration data we want.
An owner's response is removed only when it is unlawful, impersonates someone, publishes personal data or a credential, or is not about the finding. Disagreeing with the report is never a reason. To report a response, or to reach us about one, write to takedown@borehole.dev.
Engineering Process & SDLC Maturity
02 · adequate · ratings ↑Little of the recent change carries a trace of review
adequateIn the last 24 months, 125 of 1,283 commits (9.7%) carry any trace of review: a merge, a pull-request reference, a Reviewed-by or Reviewed-on trailer, a Closes/Fixes reference, a maintainer's sign-off on someone else's change, or a change applied by someone other than its author. That is low but not absent. Review may happen in a workflow this history does not record; a buyer should ask how change is approved before it ships.
| reviewable-arrivals | 125 of 1,283 commits in the last 24 months carry review evidence; 9.7% across all 1,283 |
Respond to this finding
Your response is published beside the finding, not instead of it. A finding you can argue with is the point — and a wrong one is calibration data we want.
An owner's response is removed only when it is unlawful, impersonates someone, publishes personal data or a credential, or is not about the finding. Disagreeing with the report is never a reason. To report a response, or to reach us about one, write to takedown@borehole.dev.
18% of recent commits change more than 2,000 lines
adequate163 of 900 commits in the last 24 months changed over 2,000 lines of code, not counting reformatting, renames, vendored or generated code. A change that size is rarely reviewed line by line. Ask how they were reviewed, and what made them that large.
| git log --numstat | 163 commits over 2,000 lines |
Respond to this finding
Your response is published beside the finding, not instead of it. A finding you can argue with is the point — and a wrong one is calibration data we want.
An owner's response is removed only when it is unlawful, impersonates someone, publishes personal data or a credential, or is not about the finding. Disagreeing with the report is never a reason. To report a response, or to reach us about one, write to takedown@borehole.dev.
Almost no process scaffolding exists in the repository
adequateOf five ordinary markers — CI workflows, CODEOWNERS, a pull-request template, pre-commit hooks, contribution guidance — 1 is present: CI workflows. Branch protection itself is a GitHub setting rather than a file, so this is a reading of proxies and not of the rules themselves. What it does establish is that the process is not written down anywhere a new engineer would find it.
A note that does not affect this rating: in Borehole's calibration, this check's notes were usually true but overstated.
| process-scaffolding | 1 of 5 markers present across 5,522 tracked files |
Respond to this finding
Your response is published beside the finding, not instead of it. A finding you can argue with is the point — and a wrong one is calibration data we want.
An owner's response is removed only when it is unlawful, impersonates someone, publishes personal data or a credential, or is not about the finding. Disagreeing with the report is never a reason. To report a response, or to reach us about one, write to takedown@borehole.dev.
Organization & Key-Person Risk
03 · significant findings · ratings ↑Bus factor 1: recent work is concentrated in one contributor
significant findingsIn the last 24 months, one contributor authored three-quarters or more of 986 non-merge commits among 16 authors; across all history, three-quarters or more of 986. This is the single most expensive thing to discover after closing, and the repository cannot tell you whether that person is part of the transaction.
| git shortlog -sn | last 24 months: top author three-quarters or more of 986 commits; bus factor 1; 16 authors |
Respond to this finding
Your response is published beside the finding, not instead of it. A finding you can argue with is the point — and a wrong one is calibration data we want.
An owner's response is removed only when it is unlawful, impersonates someone, publishes personal data or a credential, or is not about the finding. Disagreeing with the report is never a reason. To report a response, or to reach us about one, write to takedown@borehole.dev.
1 of 4 major areas has only ever had one author
adequateAcross 16 contributors, 1 substantial top-level area has been touched by exactly one person. The headline bus factor does not show this: a team can look well spread in aggregate and still have subsystems that stop moving the day one person stops working on them. For these areas, ask who else can change them today.
A note that does not affect this rating: in Borehole's calibration, this check's notes were usually true but overstated.
| sole-author | mdbx/ — 28,040 lines added |
Respond to this finding
Your response is published beside the finding, not instead of it. A finding you can argue with is the point — and a wrong one is calibration data we want.
An owner's response is removed only when it is unlawful, impersonates someone, publishes personal data or a credential, or is not about the finding. Disagreeing with the report is never a reason. To report a response, or to reach us about one, write to takedown@borehole.dev.
Product & Engineering Maturity
04 · not assessable · ratings ↑Not rated: only 8 of 19 checks could reach a conclusion here; the rest do not apply to this repository or could not read it. What a person adds here.
Security & Reliability Posture
05 · adequate · ratings ↑None of the standard security guard rails are configured
adequateThere is no disclosure policy, no automated dependency updates, no named code owners and no pre-commit configuration. None of these is load-bearing on its own. Their collective absence says that security posture here is whatever the current team happens to remember to do, which is not a posture that survives the team changing.
| guardrail-scan | checked 5 kinds of guard rail across 5,522 tracked files; 0 present |
Respond to this finding
Your response is published beside the finding, not instead of it. A finding you can argue with is the point — and a wrong one is calibration data we want.
An owner's response is removed only when it is unlawful, impersonates someone, publishes personal data or a credential, or is not about the finding. Disagreeing with the report is never a reason. To report a response, or to reach us about one, write to takedown@borehole.dev.
The app allows plain HTTP to any server
adequateThe app's manifest allows unencrypted HTTP app-wide (NSAllowsArbitraryLoads, or cleartext traffic permitted), rather than for named domains. Anything sent over plain HTTP can be read on the network, and enterprise security reviews ask about it. Some apps need it by nature (a podcast or feed reader fetches whatever URL a feed gives), so ask which case this is.
| Monica for Android/app/src/main/AndroidManifest.xml | Monica for Android/app/src/main/AndroidManifest.xml:87 — cleartext allowed app-wide |
Respond to this finding
Your response is published beside the finding, not instead of it. A finding you can argue with is the point — and a wrong one is calibration data we want.
An owner's response is removed only when it is unlawful, impersonates someone, publishes personal data or a credential, or is not about the finding. Disagreeing with the report is never a reason. To report a response, or to reach us about one, write to takedown@borehole.dev.
The build runs third-party code it does not pin
adequate4 third-party CI actions are referenced by a tag or branch rather than a commit, so they run whatever that tag points to on the day. Tags have been moved to malicious commits in real supply-chain attacks, and a piped script is whatever the server returns that minute. Pinning to a commit is the fix, and it is small.
A note that does not affect this rating: notes like it are common in well-run projects.
| .github/workflows/Android-Preview.yml | .github/workflows/Android-Preview.yml:351 — action pinned by tag |
| .github/workflows/Android.yml | .github/workflows/Android.yml:30 — action pinned by tag |
Respond to this finding
Your response is published beside the finding, not instead of it. A finding you can argue with is the point — and a wrong one is calibration data we want.
An owner's response is removed only when it is unlawful, impersonates someone, publishes personal data or a credential, or is not about the finding. Disagreeing with the report is never a reason. To report a response, or to reach us about one, write to takedown@borehole.dev.
Observability & Operations
06 · not assessable · ratings ↑Not rated: only 5 of 16 checks could reach a conclusion here; the rest do not apply to this repository or could not read it. What a person adds here.
Fit with the Acquirer
07 · not assessable · ratings ↑Not rated: structurally not assessable from a repository. What a person adds here.
Check it on the running system
4 checks against the running system follow from the findings above: what a buyer's engineer will try, how to run it first, and what to have ready. A paid survey of this repository includes them.
A paid survey of a public repository is also reviewed: a language model reads each finding against the code and withdraws only findings it judges the code contradicts, each listed with its reason. The review is a language model's reading of the findings against the code, and it can be wrong. It never adds a finding, never raises a band, and never removes a finding from a proven check or an advisory that affects the surveyed version.
What a person adds
The survey reads what the repository can show. The code cannot settle these questions, and on them this report states nothing. Each says where its answer lives: your own engineer, the company, or an assessor you choose can settle it. Questions marked measured open with something this repository shows.
Architecture & Codebase — including AI provenance
01 · full coverage- measured The tree carries design documentation (Monica for Android/docs/architecture/keepass-save-pipeline-323.md and 1 more). Does it match what the team believes today? Ask them to walk through it against the code.
- Is the architecture right for the next three years of the product?
- Were the home-grown components reasonable choices when they were made, and are they now?
Engineering Process & SDLC Maturity
02 · high coverage- Is review real or a rubber stamp? Comment depth and time to approve need the pull request history.
- Is delivery planned and measured, or heroic?
- How are incidents run, reviewed and learned from?
Organization & Key-Person Risk
03 · partial coverage- measured One contributor authored three-quarters or more of the commits in this history. Is that person part of the transaction, and for how long after it?
- Who mentors whom, and would that survive a departure?
- Can the team grow, and who stands behind the top three contributors?
- Is the seniority mix sound, and will pay survive your salary bands?
- Is the pace sustainable? Commit times cannot say: git keeps no reliable local time.
- Does the team want to stay after close?
- How are decisions made and disagreements resolved?
Product & Engineering Maturity
04 · minimal coverageNot rated: only 8 of 19 checks could reach a conclusion here; the rest do not apply to this repository or could not read it.
- Can this team deliver the stated roadmap on the stated timeline?
- Does leadership know about the debt, and is time budgeted to repay it?
- Is the engineering shape consistent with the commercial story?
Security & Reliability Posture
05 · partial coverage- measured The Android app requests 1 sensitive permission: BIND_ACCESSIBILITY_SERVICE. Does the product need each one, and has the store's review accepted them?
- What has actually broken, how often, and how badly?
- What did external testing find, and was it fixed?
- What is the SOC 2, ISO 27001 or GDPR status, and where is the evidence?
Observability & Operations
06 · partial coverageNot rated: only 5 of 16 checks could reach a conclusion here; the rest do not apply to this repository or could not read it.
- Are the dashboards opened, the alerts acknowledged and the pages answered?
- Are the service-level objectives actually met?
- Who carries the pager, and how often does it go off?
- What does it cost to run, and how much headroom is there?
Fit with the Acquirer
07 · none coverageNot rated: structurally not assessable from a repository.
- This is primarily a Kotlin codebase. Does your engineering organisation already run Kotlin in production, or would this be the first?
- The bulk of this system sits in Monica for Android/, MonicaDocs/, mdbx/. Which of your existing systems would each of those have to absorb or replace?
- Nothing in the repository says how this is deployed. Is it shipped as a library, a binary or a service, and if it runs somewhere, who owns that environment?
- What is your tolerance for the findings above remaining unaddressed for the first two quarters after close, given everything else that will compete for this team's time?
- Which of these systems duplicate yours, and which get retired?
- What will integration cost, and in what order?
- Where does the team land in your organisation, and who reports to whom?
- Are there earn-outs, retention packages or contractor IP to assign?
- Do customer contracts limit hosting, regions or vendors?
A human assessment is Borehole's own paid service, €12,000+ (total price is determined per engagement; travel billed at cost). It is not independent of this report: the same business produced both. It is a separate contract, with its own scope, terms and reliance.
Embed the badge
Tied to this commit and this date, and it fades after 90 days — an honest badge is one that expires. A repository with significant findings gets a neutral "read" badge rather than a red one: the library is where the range is visible, not someone else's README.
[](/r/monica-pass/monica/2ef9f3d)
If you embed it: link it to the report, remove it if the report is delisted, and do not present it as a certification or an endorsement.
Rejection log — 96 signals that ran and did not fire
Appendix: rejection log — 96 signals that ran and did not fire
Published on purpose. A signal that looked and decided not to fire has told you something, and this is the calibration data behind every threshold above.
Looked, and found nothing — 55
| Signal | What it found |
|---|---|
| 04.hotspot_concentration | change is spread across the codebase rather than pooling in a few filesfiles 31,140 · top5 share 0.014 |
| 04.debt_markers | debt markers are sparsemarkers 18 · per kloc 0.03 · lines read 657,759 |
| 04.churn_trend | rework is not rising against new worklate delete per insert 0.17 · early delete per insert 0.428 |
| 04.fixes_with_tests | fixes usually come with a testfixes 302 · share 0.437 · with tests 132 |
| 04.compat_layers | little code is kept for the old wayshare 0.0 · code files 1,433 · compat files 0 |
| 06.telemetry_presence | this repository does not deploy a running service, so instrumentation is not expected of itbasis nothing in this repository deploys a long-running server; if it runs as one, its deployment lives elsewhere · files read 3,053 |
| 06.structured_logging | not a running service; structured logging is not expected of a librarybasis nothing in this repository deploys a long-running server; if it runs as one, its deployment lives elsewhere |
| 06.healthcheck_presence | not a running service, so a health endpoint is not expectedbasis nothing in this repository deploys a long-running server; if it runs as one, its deployment lives elsewhere |
| 06.usage_reporting_default | the product's code names no reporting hostsettings on 0 · settings off 0 |
| 06.migrate_on_start | migrations do not run at container start |
| 03.drive_by_contributors | a healthy share of contributors committed more than onceshare 0.438 · authors 16 · one commit authors 7 |
| 03.contributor_attrition | the dominant contributor is still activeauthors 16 · top share three-quarters or more · top contributor last committed within the last three months |
| 03.critical_path_ownership | more than one person changes the critical pathsauthors 16 |
| 02.ci_presence | CI configuration is present in the working treecount 17 |
| 02.test_presence | tests are present in a normal proportion to sourcetests 941 · source 2,357 · test ratio 0.399 |
| 02.release_cadence | tags are presenttags 96 |
| 02.conventional_commits | commit subjects generally carry contentsampled 1,203 · low content share 0.055 |
| 02.ci_runs_tests | CI invokes a test runnerconfigs 17 · with tests 2 |
| 02.skipped_tests | few tests are switched offfocused 0 · skipped 0 · test files 960 |
| 02.ci_test_gating | no test run in CI is written so that it cannot failconfigs 17 |
| 02.revert_share | change is rarely undoneshare 0.001 · reverts 1 · recent commits 986 |
| 02.dependency_update_cadence | dependencies move with the codelockfiles 3 · commits since 13 · days since lockfile changed 3 |
| 02.flaky_test_markers | tests are not retried until they passtest retries 0 · suite retries 0 |
| 02.lint_in_build | a linter or formatter runs in the buildwired 2 · ci configs 17 · product files 1,433 |
| 02.long_lived_branches | the typical branch reaches the trunk quicklyshare 0.0 · merges 37 · long lived 0 |
| 01.burst_import | no commit run met both the rate and the net-addition thresholdgap seconds 180 · min add ratio 3.0 · min net added 2,000 |
| 01.initial_dump | first commit is not a disproportionate share of the codebaseinsertions 8,999 · share of insertions 0.003 |
| 01.message_uniformity | commit subjects vary in wording and lengthlength stdev 21.84 · repeat share 0.296 |
| 01.duplicated_blocks | little shipping code is repeated verbatim across filesshare 0.0144 · product files 1,433 · distinct blocks 352,191 |
| 01.swallowed_errors | errors are rarely thrown awayloc 660,739 · files 9 · per kloc 0.03 |
| 01.unfinished_migration | no language migration is stalled halfway |
| 01.weights_in_git | no model weights are committedfiles 0 |
| 05.committed_secrets | no credential-shaped strings outside test and fixture pathsnote the working tree only; the history is 05.5 · patterns 8 · files read 3,053 |
| 05.dependency_pinning | a lockfile is committed, so builds are reproduciblelockfile True |
| 05.license_present | a licence file is presentfound True |
| 05.secrets_in_history | no credential-shaped string was ever added outside test and fixture pathspatterns 8 · truncated False · added lines 2,805,048 |
| 05.secrets_management_pattern | no environment file is committed outside tests and examplesenv files 0 |
| 05.shell_from_strings | product code does not build shell commands from stringssites 0 |
| 05.unsafe_deserialization | no code-executing deserialiser in product codesites 0 |
| 05.tls_verification_off | no TLS verification is switched off in product codefiles 0 · sites 0 · pinned instead 0 |
| 05.known_vulnerabilities | no locked dependency has a published advisoryadvisories 0 · dependencies 142 · high or critical 0 |
| 05.privileged_workloads | no workload runs privileged or in the host's namespacessites 0 · behind a setting or built here 0 |
| 05.credentials_in_deploy_config | deployment configuration references secrets, never holds themfiles 0 · sites 0 |
| 05.signing_material | no signing keystore or profile is committedfiles 0 |
| 05.license_copyleft_inherited | the project is itself GPL-3.0, so copyleft components carry no obligation it has not already acceptedown license GPL-3.0 · copyleft components 1 |
| 05.license_vendored_unlicensed | no vendored third-party code is committedcomponents 0 |
| 05.license_grant_unclear | the licence is recognisable as GPL-3.0class strong-copyleft · license GPL-3.0 |
| 05.committed_native_libraries | no widely used compiled library is committed to the productlibraries 1 |
| 04.repository_status | the README's first screen states no end, move or freezestatements 0 |
| 02.development_elsewhere | nothing says development happens elsewhereno pr statements 0 · mirror statements 0 · replayed commit share 0.0 |
| 05.licence_changes | the root licence has not changed in the history readlicence versions 1 · unreleased changes 0 |
| 05.paid_edition | no directory carries a separate paid-edition licencedirectories 0 |
| 04.releases_stopped | releases keep pace with developmentmedian gap days 2.5 · days since last tag 0 · commits last 90 days 462 |
| 04.release_branch | the newest release was cut from the branch surveyedelsewhere 0 · on branch 62 · tags in window 62 |
| 03.single_maintainer | no file says one person maintains itstatements 0 |
Could not conclude, or did not apply — 41
Not a clean result. Each says why it could not answer here.
| Signal | Why |
|---|---|
| 04.dependency_sprawl | no dependency manifest of the product's own was found |
| 04.test_growth | tests are kept inside the files they test, which a count by file name cannot see |
| 04.eol_runtime | no pinned runtime version to check |
| 04.fix_share_trend | fewer than six busy quarters to compare |
| 04.schema_churn | no schema migrations to read |
| 04.dependency_redundancy | no JavaScript manifest to read |
| 06.telemetry_depth | not expected of it: nothing in this repository deploys a long-running server; if it runs as one, its deployment lives elsewhere |
| 06.print_logging | not expected of it: nothing in this repository deploys a long-running server; if it runs as one, its deployment lives elsewhere |
| 06.correlation_ids | not expected of it: nothing in this repository deploys a long-running server; if it runs as one, its deployment lives elsewhere |
| 06.error_reporting | not expected of it: nothing in this repository deploys a long-running server; if it runs as one, its deployment lives elsewhere |
| 06.alert_rules | not expected of it: nothing in this repository deploys a long-running server; if it runs as one, its deployment lives elsewhere |
| 06.deployed_image_floats | not expected of it: nothing in this repository deploys a long-running server; if it runs as one, its deployment lives elsewhere |
| 06.probes_identical | no Kubernetes probes |
| 06.single_replica | no Kubernetes deployments |
| 06.environment_branching | not expected of it: nothing in this repository deploys a long-running server; if it runs as one, its deployment lives elsewhere |
| 06.release_markers | not expected of it: nothing in this repository deploys a long-running server; if it runs as one, its deployment lives elsewhere |
| 06.feature_flags | no feature-flag service; flags may live elsewhere |
| 03.active_contributors | history too short to distinguish active from historical contributors |
| 03.second_contributor_attrition | too little history |
| 03.bus_factor_trend | fewer than three active years to compare |
| 03.joiners_and_leavers | too few regular contributors to see a trend |
| 01.build_reproducibility | no product Dockerfile to read |
| 01.notebook_outputs | not a data or machine-learning repository |
| 05.container_runs_as_root | no Dockerfile to read |
| 05.outbound_timeouts | not a running service |
| 05.migration_reversibility | too few migrations to judge |
| 05.sql_from_strings | not a running service; a library that builds SQL is doing its job |
| 05.resource_limits | no Kubernetes workload manifests |
| 05.public_env_secret | not a frontend |
| 05.unsafe_html | not a frontend |
| 05.source_maps_shipped | not a frontend |
| 05.dataset_provenance | not a data or machine-learning repository |
| 05.license_manifest_conflict | no packaging manifest states a licence |
| 04.flags_accumulating | the history scanned covers 10 months, less than the 12 this question needs |
| 04.api_versions_coexisting | not a running service |
| 04.deprecations_lingering | the history scanned covers 10 months, less than the 24 this question needs |
| 04.dependency_churn | the history scanned covers 10 months, less than the 24 this question needs |
| 04.ci_platforms_dropped | the history scanned covers 10 months, less than the 24 this question needs |
| 05.project_advisories | record incomplete: no advisory found in the sources that answered; NVD: 12 records name monica with nothing tying them to this repository (CVE-2020-35660, CVE-2021-27368, CVE-2021-27369, …) |
| 05.advisory_record | record incomplete: no advisory against the project in the last 24 months; NVD: 12 records name monica with nothing tying them to this repository (CVE-2020-35660, CVE-2021-27368, CVE-2021-27369, …) |
| 05.project_exploited | no affecting advisory is on CISA's Known Exploited list |
Anyone can check this report against the authoritative record — click the stamp, or enter J569-YQ7X-8GT2 at borehole.dev/verify.
The code commits to the 106 checks this run performed, the bands they produced, and the commit they were read at. It does not cover checks written since.
Where this scan ran
This scan ran on ordinary cloud infrastructure (cloud-run), not in a hardware-isolated confidential VM. Nothing about it is attested by Google.
What an attested survey proves, and what it does not.
What this scan did with the repository — 7 steps
Written by the steps themselves as they ran, not described afterwards. A hand-written account of a data flow drifts the first time somebody changes the flow and not the account.
| At | Step | Detail |
|---|---|---|
| 0.0s | read repository metadata from the GitHub API | size mb: 819.9authenticated: False |
| 39.5s | cloned the repository to a temporary directory | depth: full |
| 60.2s | read the git history | commits: 1283tracked files: 5522 |
| 263.8s | ran the deterministic checks | blame pass: Falseread working tree: False |
| 263.8s | recorded where this scan ran | attested: Falseenvironment: cloud-run |
| 398.8s | kept the facts, never the source, for re-reading under new checks | |
| 398.8s | deleting the working copy |
Total 398.8s ·source content sent off this machine: none · calls to a language model: 0 · the clone was deleted when the survey ended
An automated reading of a repository's code and its history up to one commit, with public advisory records. It may be wrong, it is not legal, financial, investment or security advice, and it does not replace diligence by a qualified person. It is provided for information: nobody may rely on it (Borehole's terms, section 3).